Unparalleled worldwide financial institution coverage – fast, simple, secure

Banks and developers accelerate growth through new open banking propositions, such as multi-banking capabilities and programmable money.

Comply with PSD2 and Open Banking

Kobakus helps banks to become fully compliant with PSD2 and Open Banking in a matter of months. Kobakus creates the AISP and PISP APIs on behalf of the banks, provides a TTP Management Dashboard, a Consent Management System, as well as a Strong Customer Authentication (SCA) Solution to meet all the Regulatory Technical Standards (RTS) requirements.

Get Access to Unified Open Banking API

Connect to Account Information and Payment Initiation channels of all banks within Turkey via Kobakus API to gain access to account’s data on balances, transaction history, and payment initiation. Kobakus handles all the banking APIs and Direct Access connections. In case some banking APIs aren’t working as expected, Kobakus provides its clients with a back-up channel, ensuring access to end-customer data at any time.

Simple, beautiful user experience

Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion.

Easy Deployment

Banks integrate with Kobakus using Crossroads’s rich, yet simple bank integration SDK

Whether you use Crossroads for compliance and/or to accelerate growth, connecting your banking infrastructure to Kobakus is easy using our simple, secure SDKs. For PSD2 compliance, Crossroads provides the open APIs, handles consent management, SCA, exemptions, monitoring and reporting.

Banks typically deploy and are compliant in 90 days. The ongoing PSD2 compliance obligations are managed by Crossroads for your bank.

Security and Certification

Plexus is a leading global financial provider that adheres to the highest international standards of privacy and security. The company is ISO/IEC 27001:2013 certified, as well as PCI DSS compliant. Plexus performs regular internal and external vulnerability assessments, security audits and penetration tests, executed by certified security service providers.

Contact us for more information on how Plexus can help.